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D Garrett & Associates

Carlsbad, CA



Contact Professional
Business Hours
Week Day Time Open Time Close Status
Sunday 9:00 AM 5:00 PM Open
Monday 9:00 AM 5:00 PM Open
Tuesday 9:00 AM 5:00 PM Open
Wednesday 9:00 AM 5:00 PM Open
Thursday 9:00 AM 5:00 PM Open
Friday 9:00 AM 5:00 PM Open
Saturday 9:00 AM 5:00 PM Closed
     

 

Services offered: Click "Schedule >>" to make an appointment.
Professional Certification:
Calif. Certified Appraiser Calif. RE License

Professional Resume:
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<div style="MARGIN: 0in 0in 0pt" align="center"><strong><font size="6"><span style="FONT-SIZE: 18pt">DEBORAH L. GARRETT, APPRAISER </span><span style="FONT-SIZE: 8pt">__________________________________________________________________________________________________</span></font></strong></div>
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<div style="MARGIN: 0in 0in 0pt" align="center"><span style="FONT-SIZE: 12pt">2972 Lexington Cir.&nbsp;Carlsbad, CA&nbsp;92010&nbsp;</span><span style="FONT-SIZE: 6pt">&nbsp;</span><span style="FONT-SIZE: 12pt">&nbsp;(760) 729-1128 </span></div>
<div style="MARGIN: 0in 0in 0pt" align="center"><span style="FONT-SIZE: 12pt">Cell Phone: (760) 845-5863&nbsp;</span><span style="FONT-SIZE: 6pt">&nbsp;</span><span style="FONT-SIZE: 12pt">&nbsp;Fax: (760) 729-2782 </span><span style="FONT-SIZE: 6pt">&nbsp;</span><span style="FONT-SIZE: 12pt">Email: Deb279@sbcglobal.net</span></div>
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<div style="MARGIN: 0in 0in 0pt" align="center"><strong><font size="5"><span style="FONT-SIZE: 11pt">HIGHLIGHTS OF QUALIFICATIONS</span></font></strong></div>
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<div style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 11pt">Fifteen years of real estate appraising experience</span></div>
<div style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 11pt">Twenty-One years of real estate sales experience</span></div>
<div style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 11pt">Fourteen years experience as a Calif. State Certified Appraiser </span></div>
<div style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 11pt">Appraised homes varying in size, value, amenities and site sizes, including many 2-4 unit, small residential income properties</span></div>
<div style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 11pt">Reviewed fee appraisals for Great Western Bank as staff appraiser, valuing REO properties as a part of the bank&rsquo;s portfolio</span></div>
<div style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 11pt">Reviewed BPO reports &amp; reconciled values for GMAC, Homecomings, as a contractor</span></div>
<div style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 11pt">Relocation, land, limited appraisals, proposed single-family residence construction</span></div>
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<div style="MARGIN: 0in 0in 0pt" align="center"><strong><font size="5"><span style="FONT-SIZE: 11pt">EDUCATION</span></font></strong></div>
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<div style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 11pt">College-level education in Real Estate Principles, Escrow Procedures and Appraisal</span></div>
<div style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 11pt">Private-sector courses in Appraisal Standards and Practices, Legal Aspects of Real Estate, Appraising Small Residential Income Properties, Evaluating Environmental Risks, Appraisal Problem-Solving, Perspectives on Appraisals, Feasibility Analysis and Highest and Best Use</span></div>
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<div style="MARGIN: 0in 0in 0pt" align="center"><strong><font size="5"><span style="FONT-SIZE: 11pt">WORK HISTORY</span></font></strong></div>
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<div style="MARGIN: 0in 0in 0pt"><strong><span style="FONT-SIZE: 11pt">Independent Fee Appraiser</span></strong><span style="FONT-SIZE: 11pt">, 4/98 &ndash; Present</span></div>
<div style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 11pt">2972 Lexington Circle, Carlsbad, CA 92010</span></div>
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<div style="MARGIN: 0in 0in 0pt"><strong><span style="FONT-SIZE: 11pt">Associate Fee Appraiser, </span></strong><span style="FONT-SIZE: 11pt">4/98- 4/2000</span></div>
<div style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 11pt">The Heath Group, 11403 West Bernardo Court, San Diego, CA 92127</span></div>
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<div style="MARGIN: 0in 0in 0pt"><strong><span style="FONT-SIZE: 11pt">Fee Appraiser</span></strong><span style="FONT-SIZE: 11pt">, 7/97 &ndash; 4/98</span></div>
<div style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 11pt">Frank May &amp; Associates, 715-D Capitola Avenue, Capitola, CA 95010</span></div>
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<div style="MARGIN: 0in 0in 0pt"><strong><span style="FONT-SIZE: 11pt">Staff Appraiser</span></strong><span style="FONT-SIZE: 11pt">, 6/92 &ndash; 12/97</span></div>
<div style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 11pt">Great Western Bank, 9605 Scranton Road, Suite #100, San Diego, CA 92121</span></div>
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<div style="MARGIN: 0in 0in 0pt" align="center"><strong><font size="5"><span style="FONT-SIZE: 11pt">CURRENT LICENSES</span></font></strong></div>
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<div style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 11pt">State Certified Appraiser: CA#ARO10568 Expires 1/15/2009</span></div>
<div style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 11pt">Real Estate License: CA#01013010 Expires 4/09/2010</span></div>
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<div style="MARGIN: 0in 0in 0pt"><strong><font size="4"><span style="FONT-SIZE: 11pt">PARTIAL LIST OF CLIENTS &amp; APPROVED LENDERS</span></font></strong></div>
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<div style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 11pt">Amresco Residential Mortgage Corporation</span></div>
<div style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 11pt">Associated Brokers Mortgage Lending, Inc.</span></div>
<div style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 11pt">Affinity Bank</span></div>
<div style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 11pt">Bank of Blue Valley</span></div>
<div style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 11pt">California Home Services</span></div>
<div style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 11pt">Capitola Commerce Mortgage Company</span></div>
<div style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 11pt">City Mortgage Services</span></div>
<div style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 11pt">Countrywide/Landsafe</span></div>
<div style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 11pt">Discovery Bank</span></div>
<div style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 11pt">Downey Savings</span></div>
<div style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 11pt">First Security Loan Corporation</span></div>
<div style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 11pt">Fleet Mortgage Corporation</span></div>
<div style="MARGIN: 0in 0in 0pt"><span style="FONT-SIZE: 11pt">GreenPoint Mortgage</span></div>


Company Description:
Specilizing Residential Reports in San Diego County with Associates in Santa Cruz & Santa Clara County.

 

 

 


 

 

 

 

 




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