The Debit Direct issued All-Access Visa Payroll Card is a safe and easy way to pay your employees and enhance your benefits package. In combination with your normal direct deposit service, this Visa/Debit card reduces the hassles associated with paper checks and helps you reconcile your payroll account with ease. It also gives your employees a powerful financial tool and a convenient way to make purchases and get cash without the need for a checking or savings account. No more check cashing fees and long lines waiting to get their paycheck cashed on payday.